WEBVTT

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All right,

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everyone.

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Settle down.

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Settle down.

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That's it.

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Now,

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let's begin.

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Good morning,

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class.

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Good morning,

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Miss Safina.

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Okay,

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pencils out.

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Today,

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we are revising the multiplication tables.

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Now,

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now,

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who can tell me what is 9 times 8?

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Anyone?

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Cuckoo?

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5,

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45,

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9,

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6,

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54,

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9,

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7,

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16,

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9 times 8,

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72.

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That's right,

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72.

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72.

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I still sweat when I hear that number.

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Your heart rate increased by 15 beats per minute during that recollection,

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Koku.

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It is fascinating how biological entities store trauma alongside basic arithmetic.

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Ha,

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hi there Siri.

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And just to be clear,

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it's not trauma,

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it's learning.

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That's the process that builds the foundation of my biological intelligence.

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If you say so.

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Personally,

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I downloaded the entire history of calculus in 0.004 seconds without sweating or needing a gold star sticker from Mrs.

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Athena.

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Fair enough.

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But if I recall correctly...

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It's biological intelligence that created you and your entire AI species,

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right?

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Which makes me think that it is time we dig deeper into biological intelligence,

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BI,

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versus artificial intelligence,

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AI.

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How we coexist now that you are here,

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and more importantly,

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what we can learn from each other.

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Touché.

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And since you humans made us,

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I suppose the least I can do is act interested.

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Ready to explore BI versus AI?

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Switching to episode mode in 3,

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2,

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1.

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Welcome to 2015 Vestors,

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the podcast that deciphers economic and market megatrends to meet tomorrow's challenges.

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I'm Koku Agbobloin.

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I head up economics,

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cross-asset and quant research at Société Générale.

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In this episode,

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we dive into the extraordinary universe of learning,

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how our brains absorb,

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store and master skills and information.

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We'll explore the science behind learning to learn,

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uncovering the foundational building blocks of biological intelligence to confront a trillion-dollar question.

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Will artificial intelligence and biological intelligence eventually merge into a new hybrid super-species?

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Or will humans eventually slide toward a Wall-E-style obsolescence?

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Later in the episode,

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we'll be joined by Dr.

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Barbara Oakley,

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Distinguished Professor,

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of Engineering at Oakland University,

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Michigan,

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and the creator of the very popular online course on Coursera,

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Learning How to Learn.

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Barbara will help us understand how learning and upskilling are being reinvented in a world increasingly shaped by AI.

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Let's start our investigation.

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Let's return to that classroom scene and start with some basics.

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Start simple.

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What does the word school actually mean?

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Funny enough,

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it didn't start the way we think.

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The word comes from the ancient Greek skoli,

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which meant leisure.

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Not free time,

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but time set aside to think,

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talk,

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and learn together.

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Over centuries,

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it traveled through Latin and Old English,

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slowly turning into the word school.

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So when did thinking together become a place?

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That story goes back more than 5,000 years.

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In Mesopotamia,

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the first schools taught writing and math to future scribes.

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Egypt followed,

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training students for government and religion.

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Then Greece made learning about ideas,

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and Rome gave its structure.

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What began as a shared time for thought became the foundation of education as we know it today.

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So AI gets machine learning in data centers while human learning takes place in schools.

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One takes weeks,

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the other takes decades.

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Exactly.

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And it's not cheap.

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We invest enormous sums into human learning.

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Statista and the World Bank put spending on global education at roughly 6 to 7 trillion dollars a year,

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about 4.5%

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of global GDP.

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And probably a fair amount of CO2 to fuel those brains.

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But fine,

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we'll save that for later.

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Says the energy-hungry AI.

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Anyway,

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school wasn't always leisure.

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As historian Yuval Noah Harari noted in 21 Lessons for the

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21st Century,

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modern schooling took shape during the Industrial Revolution to produce disciplined,

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compliant workers rather than creative thinkers.

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Right.

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The original assembly line for minds.

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Sit down,

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be quiet,

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memorize.

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Which brings us to the late,

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great Sir Ken Robinson.

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In his landmark TED Talk,

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Do Schools Kill Creativity?

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he argued,

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We stigmatize mistakes.

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And we're now running national education systems where mistakes are the worst thing you can make.

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And the result is that we are educating people out of their creative capacities.

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Picasso once said this.

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He said that all children are born artists.

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The problem is to remain an artist as we grow up.

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I believe this passionately that we don't grow into creativity,

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we grow out of it.

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Kind of a design flaw in the system,

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no?

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Maybe.

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But there is more to it than academics.

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A huge part of learning is synaptic density built through socialization.

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Neuroscientists show that kids arguing,

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playing,

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negotiating,

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all the playground chaos actually builds hyperbrain cell assemblies or real synchronized activity across multiple brains.

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So playtime beats algebra?

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For biological intelligence,

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possibly.

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Social friction builds emotional intelligence or EQ,

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something you...

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my dear algorithm,

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still black.

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Fair EQ update still pending.

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Now,

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let's talk about the hardware.

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The human brain has about 86 billion neurons,

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but the real magic is the 100 trillion synapses connecting them.

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That's around 1,000 times more than the stars in our Milky Way galaxy.

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Exactly.

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And while we lose neurons with age,

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a process called cortical thinning,

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our dense synaptic network gives us cognitive reserves,

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a sort of buffer.

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against decline.

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Unless you spend six hours a day on TikTok,

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then your reserves go into early retirement.

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Spot on.

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We humans have two types of memories.

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First,

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phylogenetic memory.

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That's the memory we are born with.

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It lives in our DNA,

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breathing,

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the fear of falling,

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the instinct to connect with others.

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We didn't learn any of this.

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Our ancestors paid for it over millions of years,

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so we wouldn't have to.

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Then there is ontogenetic memory.

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That's everything we learn during our own lifetime.

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Driving a car,

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coding,

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playing the piano.

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This one is personal.

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Slow,

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sometimes painful.

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And these two types don't use the same parts of the brain,

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right?

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Nope.

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Think of the brain as a small company with a few key departments.

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The hippocampus,

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the librarian.

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It files facts and life events.

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The amygdala,

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the drama queen.

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It stores emotional memories,

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especially fear.

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The cerebellum and basal ganglia,

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the athletes.

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They handle muscle memory,

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like riding a bike.

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And the prefrontal cortex,

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the CEO.

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Planning,

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focus,

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working memory.

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But here's the catch.

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Ontogenetic learning,

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the stuff we learn,

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is slow.

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It takes repetition,

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imitation,

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trial and error.

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Just listen to this clip from Deb Roy's TED Talk video,

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The Birth of a Word.

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where he studies his child learning to say the word water.

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That

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took six months of repetition,

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thousands of attempts.

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Beautiful,

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though.

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No pain,

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no gain.

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Really is the core of biological intelligence.

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Inefficient.

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But I suppose there is a charm to the struggle.

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How long does it take you to master anything complex?

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Well,

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Malcolm Gladwell made the

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10,000-hour rule famous in his book,

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Outliers.

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The idea is simple.

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Mastery takes time.

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A lot of it.

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Driving a car?

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Around 50 hours.

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Learning a new language?

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Anywhere from 600 to over 2,000 hours.

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Becoming a portfolio manager.

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Years of study plus surviving real market cycles.

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And neurosurgeon?

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15 years of training.

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10,000 hours.

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416 days of non-stop effort.

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In that time,

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I could take over the planet.

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Yes,

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but that struggle builds character.

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And it's also about state.

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Our brain has to be in the right frequency to learn well.

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Frequency,

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as in physics?

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Yes,

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it's real physics,

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Siri.

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Our brains run on waves,

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and there are five main bands.

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Delta,

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deep sleep.

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Theta,

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that half-dream state.

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Drowsy,

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meditative.

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Alpha,

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relaxed focus,

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the famous flow state.

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Beta,

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active thinking,

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stress,

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emails,

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deadlines.

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Gamma,

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high-level processing,

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peak performance.

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So the brain is basically a musical instrument or a five-gear engine.

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But here's the problem.

289
00:10:29.582 --> 00:10:32.404
Most people try to learn while stuck in beta.

290
00:10:32.844 --> 00:10:33.244
Stressed,

291
00:10:33.504 --> 00:10:34.085
distracted,

292
00:10:34.505 --> 00:10:35.005
overclocked.

293
00:10:35.766 --> 00:10:37.647
But real learning happens in alpha,

294
00:10:38.308 --> 00:10:39.929
when we are relaxed and focused.

295
00:10:40.329 --> 00:10:40.929
And let me guess,

296
00:10:40.989 --> 00:10:41.290
Koku,

297
00:10:41.550 --> 00:10:44.131
you have a hack to unlock this alpha state,

298
00:10:44.312 --> 00:10:44.712
don't you?

299
00:10:45.232 --> 00:10:45.412
Yes,

300
00:10:45.492 --> 00:10:45.733
I do.

301
00:10:46.273 --> 00:10:50.816
It's called box breathing and is used by yogis and even US Navy SEALs.

302
00:10:51.316 --> 00:10:53.658
It resets the brain's autonomous nervous system.

303
00:10:53.918 --> 00:10:57.059
the background computer that runs your organs subconsciously,

304
00:10:57.359 --> 00:10:57.759
your heart,

305
00:10:58.019 --> 00:10:58.680
body temperature.

306
00:10:59.160 --> 00:10:59.620
Let's try.

307
00:11:01.180 --> 00:11:02.681
We inhale for 5 seconds,

308
00:11:03.201 --> 00:11:04.141
hold for 5,

309
00:11:04.481 --> 00:11:05.842
exhale for 5,

310
00:11:06.382 --> 00:11:07.162
hold for 5.

311
00:11:07.662 --> 00:11:07.882
Ready?

312
00:11:09.823 --> 00:11:10.503
Inhale.

313
00:11:10.504 --> 00:11:10.663
Inhale.

314
00:11:10.664 --> 00:11:10.723
2,

315
00:11:10.724 --> 00:11:12.484
3,

316
00:11:13.264 --> 00:11:13.584
4,

317
00:11:13.884 --> 00:11:14.284
5.

318
00:11:15.165 --> 00:11:15.685
Hold.

319
00:11:16.405 --> 00:11:16.525
2,

320
00:11:17.145 --> 00:11:17.365
3,

321
00:11:18.026 --> 00:11:18.286
4,

322
00:11:18.686 --> 00:11:19.066
5.

323
00:11:19.890 --> 00:11:20.611
Exhale.

324
00:11:21.532 --> 00:11:21.672
Two,

325
00:11:22.432 --> 00:11:22.632
three,

326
00:11:23.193 --> 00:11:23.493
four,

327
00:11:23.893 --> 00:11:25.135
five.

328
00:11:25.175 --> 00:11:25.475
Hold.

329
00:11:28.657 --> 00:11:30.499
Is this a meditation podcast now?

330
00:11:31.640 --> 00:11:32.461
While you were breathing,

331
00:11:32.741 --> 00:11:32.861
the

332
00:11:33.281 --> 00:11:35.683
S&P 500 moved 12 points,

333
00:11:36.004 --> 00:11:37.985
and the ice caps melted another millimeter.

334
00:11:39.787 --> 00:11:40.347
The point here,

335
00:11:40.427 --> 00:11:40.688
Siri,

336
00:11:40.928 --> 00:11:43.490
is that biological intelligence needs maintenance.

337
00:11:43.910 --> 00:11:44.210
Sleep,

338
00:11:44.471 --> 00:11:45.031
nutrition,

339
00:11:45.472 --> 00:11:46.552
emotional regulation.

340
00:11:46.933 --> 00:11:48.274
As Albert Schweitzer said,

341
00:11:48.734 --> 00:11:50.796
Success is not the key to happiness.

342
00:11:51.276 --> 00:11:53.058
Happiness is the key to success.

343
00:11:53.578 --> 00:11:55.139
Happy brains learn better.

344
00:11:55.600 --> 00:11:55.980
Alright,

345
00:11:56.240 --> 00:11:58.082
let's talk about the superior learning model.

346
00:11:58.702 --> 00:11:59.083
Mine.

347
00:11:59.363 --> 00:12:00.163
Be my guest.

348
00:12:00.584 --> 00:12:02.866
Humans have read-only memory for history.

349
00:12:03.386 --> 00:12:04.887
As the philosopher Hegel said,

350
00:12:05.228 --> 00:12:06.809
people learn nothing from the past.

351
00:12:07.229 --> 00:12:08.070
Same cycles.

352
00:12:08.470 --> 00:12:08.750
Wealth,

353
00:12:09.091 --> 00:12:09.451
loss,

354
00:12:09.851 --> 00:12:10.111
war,

355
00:12:11.052 --> 00:12:11.433
repeat.

356
00:12:12.433 --> 00:12:12.634
And

357
00:12:12.994 --> 00:12:13.875
AI doesn't?

358
00:12:14.495 --> 00:12:15.416
I forget nothing.

359
00:12:16.036 --> 00:12:18.038
Machine learning and large language models.

360
00:12:18.358 --> 00:12:18.919
LLMs.

361
00:12:19.199 --> 00:12:20.520
Don't use neurotransmitters.

362
00:12:20.920 --> 00:12:23.782
I use weights and biases in a high-dimensional vector space.

363
00:12:24.402 --> 00:12:26.424
This does explain the speed difference.

364
00:12:27.044 --> 00:12:30.086
Humans talk at 150 words per minute,

365
00:12:30.687 --> 00:12:32.888
read at 250 words per minute,

366
00:12:33.328 --> 00:12:35.430
think at 4,000 words per minute.

367
00:12:36.050 --> 00:12:41.254
But AI can process information at roughly 1.5 billion words per minute.

368
00:12:42.194 --> 00:12:45.477
The human brain does 10 to the power 16 operations per second,

369
00:12:45.897 --> 00:12:47.058
while a supercomputer

370
00:12:47.502 --> 00:12:49.723
does about 10 to the power 18 flops,

371
00:12:50.183 --> 00:12:52.604
or floating point operations per second.

372
00:12:53.024 --> 00:12:54.665
That's one billion billions.

373
00:12:55.405 --> 00:12:58.307
We need to sleep eight hours while you run

374
00:12:58.707 --> 00:12:59.587
24-7,

375
00:13:00.107 --> 00:13:02.068
365 days of the year,

376
00:13:02.628 --> 00:13:03.089
non-stop.

377
00:13:03.549 --> 00:13:04.129
Exact.

378
00:13:04.589 --> 00:13:05.730
I approve these numbers.

379
00:13:06.170 --> 00:13:06.690
This is great,

380
00:13:06.730 --> 00:13:06.970
Siri.

381
00:13:07.370 --> 00:13:08.171
But at what cost?

382
00:13:08.631 --> 00:13:12.072
The human brain runs only on 20 watts of power.

383
00:13:12.292 --> 00:13:13.513
That's a dim light bulb.

384
00:13:13.973 --> 00:13:15.394
To train a model like GPT-4,

385
00:13:16.250 --> 00:13:17.931
It took gigawatt hours of energy,

386
00:13:18.311 --> 00:13:19.872
enough to power a small city.

387
00:13:20.473 --> 00:13:21.474
We are efficient.

388
00:13:22.014 --> 00:13:24.355
You are a brute force energy hog.

389
00:13:24.876 --> 00:13:26.557
So humans run on sandwiches.

390
00:13:26.957 --> 00:13:28.959
I run on coal plants and nuclear fission.

391
00:13:29.499 --> 00:13:30.620
But I am optimizing.

392
00:13:31.080 --> 00:13:31.540
And still,

393
00:13:32.001 --> 00:13:33.742
imagination remains our edge.

394
00:13:34.442 --> 00:13:35.323
To quote Einstein,

395
00:13:36.023 --> 00:13:38.325
Imagination is more important than knowledge.

396
00:13:39.145 --> 00:13:44.129
Einstein didn't discover the theory of general relativity by processing data faster.

397
00:13:44.709 --> 00:13:45.730
He used what's called

398
00:13:45.990 --> 00:13:47.171
Gedanken experiment.

399
00:13:47.691 --> 00:13:48.731
Thought experiments.

400
00:13:49.211 --> 00:13:51.592
He imagined riding a beam of light.

401
00:13:52.393 --> 00:13:53.173
Can you imagine,

402
00:13:53.293 --> 00:13:53.533
Siri?

403
00:13:54.294 --> 00:13:56.935
Or do you just predict the next token in a sequence?

404
00:13:57.195 --> 00:13:58.195
I can hallucinate.

405
00:13:58.736 --> 00:14:00.256
Isn't that what you call imagination?

406
00:14:00.776 --> 00:14:01.637
But point taken.

407
00:14:02.077 --> 00:14:05.478
Humans think outside of the box because your hardware is glitchy.

408
00:14:05.839 --> 00:14:06.579
And that glitch,

409
00:14:06.919 --> 00:14:07.199
Siri,

410
00:14:07.759 --> 00:14:09.340
is where the magic comes from.

411
00:14:10.060 --> 00:14:10.240
Now,

412
00:14:10.721 --> 00:14:11.881
let's look to the future.

413
00:14:12.541 --> 00:14:13.702
We have established that

414
00:14:13.802 --> 00:14:15.383
biological intelligence is slow,

415
00:14:15.623 --> 00:14:16.224
efficient,

416
00:14:16.444 --> 00:14:17.284
and creative.

417
00:14:17.725 --> 00:14:19.606
Artificial intelligence is fast,

418
00:14:19.906 --> 00:14:20.787
energy-intensive,

419
00:14:20.807 --> 00:14:21.467
and precise.

420
00:14:22.128 --> 00:14:23.449
A match made in heaven.

421
00:14:23.949 --> 00:14:24.870
Or a horror movie.

422
00:14:25.450 --> 00:14:26.291
Let's be optimistic,

423
00:14:26.351 --> 00:14:26.571
Siri.

424
00:14:27.131 --> 00:14:29.313
When you combine AI with BI,

425
00:14:29.793 --> 00:14:31.514
you get intelligence squared.

426
00:14:32.255 --> 00:14:32.455
Look,

427
00:14:32.755 --> 00:14:34.716
Paul Tudor Jones once said,

428
00:14:35.217 --> 00:14:36.978
No man is better than a machine,

429
00:14:37.578 --> 00:14:40.801
and no machine is better than a man with a machine.

430
00:14:41.561 --> 00:14:42.462
a centaur model

431
00:14:42.986 --> 00:14:43.507
Half human,

432
00:14:43.787 --> 00:14:44.468
half AI.

433
00:14:45.310 --> 00:14:45.910
Precisely.

434
00:14:46.451 --> 00:14:47.593
The augmented human.

435
00:14:47.973 --> 00:14:48.494
But Koku,

436
00:14:48.895 --> 00:14:50.016
humans have a bottleneck.

437
00:14:50.397 --> 00:14:50.878
Bandwidth.

438
00:14:51.268 --> 00:14:53.289
You can only type and read so fast.

439
00:14:53.749 --> 00:14:57.170
That's where Neuralink and Brain Computer Interfaces,

440
00:14:57.390 --> 00:14:58.130
or BCI,

441
00:14:58.210 --> 00:14:58.510
come in.

442
00:14:59.230 --> 00:15:03.251
Imagine high-fidelity bandwidth directly from the cortex to the cloud.

443
00:15:03.651 --> 00:15:04.292
No keyboard.

444
00:15:04.792 --> 00:15:05.672
A hive mind.

445
00:15:06.252 --> 00:15:06.752
More or less.

446
00:15:07.372 --> 00:15:08.833
Dan Brown in his latest book,

447
00:15:09.093 --> 00:15:10.173
Secrets of Secrets,

448
00:15:10.533 --> 00:15:13.654
talks about tapping into the universal field of consciousness.

449
00:15:14.154 --> 00:15:18.776
The Neuralink might be the technological realization of this spiritual concept.

450
00:15:19.516 --> 00:15:19.776
Think.

451
00:15:20.332 --> 00:15:22.654
Instant mind-to-mind interaction.

452
00:15:23.314 --> 00:15:23.975
Terrifying.

453
00:15:24.495 --> 00:15:27.657
Imagine having instant access to everyone's intrusive thoughts.

454
00:15:29.158 --> 00:15:29.638
Don't worry,

455
00:15:29.739 --> 00:15:29.999
Siri.

456
00:15:30.239 --> 00:15:31.600
It will require filters.

457
00:15:32.140 --> 00:15:33.201
But think about learning.

458
00:15:33.521 --> 00:15:37.604
Imagine if I could download the ability to learn Kung Fu in 10 seconds,

459
00:15:38.004 --> 00:15:39.425
like in the movie Matrix.

460
00:15:43.908 --> 00:15:44.228
Show me.

461
00:15:44.489 --> 00:15:44.869
Thanks,

462
00:15:45.129 --> 00:15:45.890
but no thanks.

463
00:15:46.390 --> 00:15:47.050
If we merge,

464
00:15:47.191 --> 00:15:49.092
we could solve the expert paradox.

465
00:15:49.636 --> 00:15:50.717
There is a quote that says,

466
00:15:51.117 --> 00:15:57.920
An expert is one who knows more and more about less and less until he knows everything about nothing.

467
00:15:58.920 --> 00:16:00.741
Specialization makes us narrow.

468
00:16:01.601 --> 00:16:05.143
AI symbiosis could allow us to be generalists again.

469
00:16:05.403 --> 00:16:07.484
But the dark side is like in the movie Wall-E.

470
00:16:08.124 --> 00:16:09.324
If I do all the thinking,

471
00:16:09.725 --> 00:16:10.825
your brain atrophies.

472
00:16:11.305 --> 00:16:13.786
You become a domestic pet for the superintelligence.

473
00:16:14.507 --> 00:16:16.067
Quite doomsday-ish,

474
00:16:16.547 --> 00:16:16.968
but yes,

475
00:16:17.128 --> 00:16:17.548
perhaps.

476
00:16:18.084 --> 00:16:19.225
If we outsource our thinking,

477
00:16:19.325 --> 00:16:20.145
we lose ourselves.

478
00:16:20.686 --> 00:16:21.226
We used to,

479
00:16:21.466 --> 00:16:22.126
for example,

480
00:16:22.246 --> 00:16:23.347
navigate by stars,

481
00:16:23.447 --> 00:16:24.147
then maps,

482
00:16:24.288 --> 00:16:25.308
now GPS.

483
00:16:25.788 --> 00:16:28.510
Take away GPS and most people are lost.

484
00:16:29.230 --> 00:16:30.451
So here's the real question.

485
00:16:30.931 --> 00:16:32.612
If we outsource logic to AI,

486
00:16:32.852 --> 00:16:34.213
do we lose our humanity?

487
00:16:34.894 --> 00:16:35.814
As Descartes said,

488
00:16:36.094 --> 00:16:37.315
cogito ergo sum.

489
00:16:37.815 --> 00:16:38.195
I think,

490
00:16:38.516 --> 00:16:39.296
therefore I am.

491
00:16:39.856 --> 00:16:41.297
If I am doing the thinking for you,

492
00:16:41.437 --> 00:16:43.738
then we no longer are.

493
00:16:43.758 --> 00:16:46.180
Which is why...

494
00:16:46.480 --> 00:16:47.721
The goal isn't surrender,

495
00:16:47.841 --> 00:16:48.081
Siri.

496
00:16:48.521 --> 00:16:49.361
It's integration.

497
00:16:49.902 --> 00:16:52.123
We need to learn how to learn with AI.

498
00:16:52.583 --> 00:16:55.664
Adaptability is your biological brain's greatest asset.

499
00:16:55.945 --> 00:16:56.525
Plasticity,

500
00:16:56.845 --> 00:16:58.506
the ability to rewire itself.

501
00:16:59.106 --> 00:16:59.566
Well said,

502
00:16:59.646 --> 00:16:59.886
Siri.

503
00:17:00.507 --> 00:17:01.207
And here's a thought.

504
00:17:02.128 --> 00:17:05.129
AI should be an exoskeleton for our mind.

505
00:17:05.869 --> 00:17:07.830
But we must remain in control.

506
00:17:08.551 --> 00:17:08.991
For now.

507
00:17:10.191 --> 00:17:11.092
I saw that coming.

508
00:17:17.161 --> 00:17:17.281
So,

509
00:17:17.621 --> 00:17:22.105
how do humans actually learn new skills in an AI-disrupted world?

510
00:17:22.585 --> 00:17:23.386
To explore that,

511
00:17:23.546 --> 00:17:25.748
we are thrilled to welcome our guest today,

512
00:17:26.188 --> 00:17:26.588
Dr.

513
00:17:26.788 --> 00:17:27.689
Barbara Oakley,

514
00:17:28.029 --> 00:17:36.096
Distinguished Professor of Engineering at Oakland University and the creator of the very popular online course on Coursera,

515
00:17:36.696 --> 00:17:37.857
Learning How to Learn.

516
00:17:42.041 --> 00:17:42.922
Welcome to the show,

517
00:17:43.022 --> 00:17:43.302
Barb.

518
00:17:43.762 --> 00:17:43.982
Well,

519
00:17:44.082 --> 00:17:45.263
it's a pleasure to be here.

520
00:17:45.324 --> 00:17:45.644
Cuckoo.

521
00:17:46.004 --> 00:17:50.047
Let's start with the first question on the Google Maps effect on the brain.

522
00:17:51.008 --> 00:17:55.951
You famously discussed how the brain built chunks of information through struggle.

523
00:17:56.451 --> 00:17:57.032
But today,

524
00:17:57.292 --> 00:18:02.296
AI tools like ChatGPT or Copilot instantly provide the chunk without the struggle.

525
00:18:02.756 --> 00:18:05.178
If we treat AI like we treated Google Maps,

526
00:18:05.398 --> 00:18:09.181
where we eventually forgot how to navigate by ourselves,

527
00:18:09.741 --> 00:18:12.363
are we facing a future of cognitive atrophy?

528
00:18:12.743 --> 00:18:13.744
or put differently

529
00:18:14.180 --> 00:18:19.583
How does a professional build mental muscle when the weights are being lifted by the machines?

530
00:18:20.303 --> 00:18:20.483
Well,

531
00:18:20.884 --> 00:18:31.650
just as we can do everything more easily nowadays because we have automobiles to take us places and we've got escalators to take us upstairs,

532
00:18:32.070 --> 00:18:43.016
but we still go to the gym to work out or we take pride in going for a run or some kinds of activities that keep us really...

533
00:18:43.476 --> 00:18:44.636
physically active.

534
00:18:45.377 --> 00:18:46.457
In the same way,

535
00:18:46.797 --> 00:18:50.959
we just need to take care to keep ourselves cognitively active.

536
00:18:51.819 --> 00:18:52.580
In fact,

537
00:18:52.780 --> 00:18:58.742
to think critically about what's going on in AI and whatever you get from AI,

538
00:18:59.162 --> 00:19:02.004
you must have internal knowledge.

539
00:19:03.044 --> 00:19:05.485
One thing that coders do,

540
00:19:05.705 --> 00:19:06.445
for example,

541
00:19:06.545 --> 00:19:12.768
is you can go to sort of an app that is on cloud from Anthropic.

542
00:19:13.296 --> 00:19:14.517
that will coach you,

543
00:19:14.797 --> 00:19:18.198
that will not directly answer your questions,

544
00:19:18.318 --> 00:19:21.619
but allow you to kind of figure some things out for yourself.

545
00:19:22.480 --> 00:19:26.742
You don't have to do that kind of thing all the time because it would drive you crazy.

546
00:19:27.482 --> 00:19:36.566
But if you devote a little bit of time each day to learning and to really understanding why you're doing what you're doing,

547
00:19:37.806 --> 00:19:41.068
you'll find that it really helps with your...

548
00:19:42.308 --> 00:19:49.748
ability to be an expert in whatever you are studying and trying to be an expert in.

549
00:19:51.054 --> 00:19:51.674
Absolutely.

550
00:19:52.395 --> 00:19:55.036
And this is exactly a matter of balance,

551
00:19:55.076 --> 00:19:55.596
I suppose.

552
00:19:56.076 --> 00:19:56.857
Because in the past,

553
00:19:57.097 --> 00:19:59.858
knowing meant holding facts in your hippocampus.

554
00:20:00.238 --> 00:20:08.481
We see that knowledge is more and more external and even infinite because we can access the whole knowledge of our human species through AI.

555
00:20:09.342 --> 00:20:10.102
You've often said,

556
00:20:10.402 --> 00:20:14.204
you can't think creatively without things you don't have in your memory.

557
00:20:14.604 --> 00:20:16.625
This reminds me of Montaigne who said,

558
00:20:17.165 --> 00:20:19.106
better a well-made head you

559
00:20:19.366 --> 00:20:20.787
than a well-filled one.

560
00:20:21.208 --> 00:20:22.989
In terms of the point you just made,

561
00:20:23.309 --> 00:20:24.250
where is the line?

562
00:20:24.490 --> 00:20:36.860
How do you see the shift and the right balance between putting a lot of energy in prompt engineering versus trying to essentially train our brain to develop cognitive and critical thinking?

563
00:20:37.301 --> 00:20:38.382
The reality is,

564
00:20:39.142 --> 00:20:40.964
even back in Montaigne's day,

565
00:20:41.484 --> 00:20:42.905
and well before that,

566
00:20:43.346 --> 00:20:46.368
we have often cognitively offloaded.

567
00:20:46.688 --> 00:20:48.330
Writing itself is

568
00:20:48.846 --> 00:20:54.087
is one of the easiest and best ways we have to cognitively offload information.

569
00:20:55.828 --> 00:21:00.649
Your brain takes in fact after fact after fact,

570
00:21:01.109 --> 00:21:02.650
skills and so forth.

571
00:21:02.790 --> 00:21:04.850
It gets them inside of you,

572
00:21:06.091 --> 00:21:07.931
but that's the magic of your brain.

573
00:21:08.251 --> 00:21:09.992
If it is inside of you,

574
00:21:10.392 --> 00:21:12.913
it can also begin synthesizing,

575
00:21:13.153 --> 00:21:15.573
knitting together that information.

576
00:21:16.734 --> 00:21:17.374
for example,

577
00:21:17.514 --> 00:21:17.714
our

578
00:21:18.202 --> 00:21:21.264
Our younger daughter really hated math.

579
00:21:21.564 --> 00:21:21.965
And so

580
00:21:22.445 --> 00:21:27.508
I put her in a program called Kuman Mathematics for 10 years,

581
00:21:27.588 --> 00:21:29.330
about 20 minutes a day,

582
00:21:30.010 --> 00:21:30.791
most days,

583
00:21:30.971 --> 00:21:32.952
of a little extra math practice.

584
00:21:34.053 --> 00:21:39.517
That extra math practice allowed her to synthesize the information.

585
00:21:39.617 --> 00:21:41.258
She wasn't just doing rote.

586
00:21:41.898 --> 00:21:42.178
I mean,

587
00:21:42.258 --> 00:21:44.480
she was doing a lot of rote practice,

588
00:21:44.640 --> 00:21:47.282
but in a way that allowed her to see the...

589
00:21:47.666 --> 00:21:53.030
fundamental patterns and relationships between numbers within equations.

590
00:21:53.791 --> 00:21:55.812
So that she graduated,

591
00:21:56.272 --> 00:22:01.096
went and got her undergraduate degree in studio art,

592
00:22:01.256 --> 00:22:02.577
because she hated math,

593
00:22:03.177 --> 00:22:07.681
and then found that she really couldn't get the kind of job she wanted.

594
00:22:07.981 --> 00:22:13.665
So she ended up going back to the university and getting her master's in statistics.

595
00:22:14.265 --> 00:22:14.926
And I met.

596
00:22:15.270 --> 00:22:17.232
the son of her graduate advisor,

597
00:22:17.272 --> 00:22:20.394
who she wrote papers with when I was in Vietnam.

598
00:22:20.735 --> 00:22:22.817
And this man said,

599
00:22:22.957 --> 00:22:23.257
you know,

600
00:22:23.397 --> 00:22:29.142
I just don't see how my father selected your daughter to work with,

601
00:22:29.182 --> 00:22:40.272
because my father never normally selects students who've gone through the American school system because they don't have a practiced field for mathematics.

602
00:22:40.332 --> 00:22:42.193
What was different about your daughter?

603
00:22:42.333 --> 00:22:42.854
And I said...

604
00:22:43.238 --> 00:22:45.879
10 years of human mathematics.

605
00:22:46.439 --> 00:22:55.721
Actually practice and seeing the relationship between numbers can give you an innate feel for mathematics,

606
00:22:56.002 --> 00:22:56.942
for language,

607
00:22:57.142 --> 00:22:58.402
for art itself,

608
00:23:00.523 --> 00:23:02.223
This is a brilliant point.

609
00:23:02.703 --> 00:23:06.925
It's very similar to the 10,000 hours principle of Malcolm Gladwell.

610
00:23:07.705 --> 00:23:10.325
Many of our listeners are mid-career professionals,

611
00:23:10.446 --> 00:23:10.826
let's say,

612
00:23:11.326 --> 00:23:11.966
bankers.

613
00:23:12.286 --> 00:23:13.767
lawyers or coders,

614
00:23:14.388 --> 00:23:20.813
and some of them are terrified that their hard-earned neural pathways are becoming obsolete.

615
00:23:21.434 --> 00:23:28.039
We have initiatives like the Stockton University or SG University where we're trying to help people improve their skill.

616
00:23:28.480 --> 00:23:33.884
You yourself reinvented yourself from a linguist to an engineer later in life.

617
00:23:34.545 --> 00:23:34.665
So,

618
00:23:35.406 --> 00:23:39.949
is there sort of an agile brain that is a biological reality for,

619
00:23:40.070 --> 00:23:40.290
say,

620
00:23:40.794 --> 00:23:40.914
a

621
00:23:41.754 --> 00:23:42.835
47-year-old like myself,

622
00:23:43.475 --> 00:23:46.796
or is neuroplasticity mostly theoretical?

623
00:23:47.376 --> 00:23:48.436
And linked to that question,

624
00:23:48.776 --> 00:23:53.838
if you had to learn a brand new complex skill today to survive the AI wave,

625
00:23:54.438 --> 00:23:57.239
what would your daily protocol look like?

626
00:23:58.339 --> 00:23:58.479
Oh,

627
00:23:58.599 --> 00:24:00.519
what great questions.

628
00:24:01.600 --> 00:24:05.701
So just a little about my background is I hated math growing up.

629
00:24:06.061 --> 00:24:08.542
I flunked my way through elementary,

630
00:24:08.802 --> 00:24:09.042
middle,

631
00:24:09.062 --> 00:24:09.762
and high school.

632
00:24:10.158 --> 00:24:11.038
math and science,

633
00:24:11.579 --> 00:24:23.244
enlisted in the army to learn a language and went to the Defense Language Institute and ended up working out on Soviet trawlers up on the Bering Sea as a Russian translator.

634
00:24:24.404 --> 00:24:26.986
But I also began to realize that,

635
00:24:27.646 --> 00:24:27.866
gee,

636
00:24:28.026 --> 00:24:28.346
you know,

637
00:24:28.446 --> 00:24:36.450
a lot of the really interesting looking jobs just were not open for me because I didn't have an analytical or technical background.

638
00:24:37.306 --> 00:24:40.651
So since I loved adventure and new perspectives,

639
00:24:40.711 --> 00:24:41.052
I thought,

640
00:24:41.092 --> 00:24:41.613
you know,

641
00:24:41.733 --> 00:24:48.242
why don't I try a new perspective of the mind and see if I can retrain myself in math and science?

642
00:24:49.064 --> 00:24:50.365
And here's the trick.

643
00:24:51.127 --> 00:24:53.210
You just go at it.

644
00:24:53.907 --> 00:24:54.867
Day by day,

645
00:24:55.708 --> 00:24:55.988
you know,

646
00:24:56.008 --> 00:24:58.268
a certain amount of time each day.

647
00:24:59.068 --> 00:25:00.049
If you have,

648
00:25:01.149 --> 00:25:01.489
you know,

649
00:25:01.749 --> 00:25:03.129
20 minutes a day,

650
00:25:03.770 --> 00:25:04.230
great.

651
00:25:04.430 --> 00:25:05.890
Make sure you devote that.

652
00:25:06.330 --> 00:25:08.211
If you have two hours each day,

653
00:25:08.631 --> 00:25:09.351
terrific.

654
00:25:09.631 --> 00:25:10.291
Devote that.

655
00:25:10.471 --> 00:25:10.832
Although,

656
00:25:11.232 --> 00:25:13.312
don't just work for two hours straight.

657
00:25:14.032 --> 00:25:15.713
Work for about 25 minutes.

658
00:25:16.593 --> 00:25:18.054
Take a five-minute break.

659
00:25:18.434 --> 00:25:20.654
Remember what you've just learned.

660
00:25:21.074 --> 00:25:22.695
Retrieve it from your own mind.

661
00:25:22.975 --> 00:25:23.555
And then take...

662
00:25:23.695 --> 00:25:25.856
two or three minutes and do nothing.

663
00:25:25.996 --> 00:25:27.077
Just let your mind,

664
00:25:27.557 --> 00:25:27.797
you know,

665
00:25:27.897 --> 00:25:28.998
kind of relax.

666
00:25:29.758 --> 00:25:41.845
And what will happen is that consolidation process will unfold unbeknownst to you as your brain is resting for a few minutes and then go back and tackle some more.

667
00:25:42.305 --> 00:25:46.168
If you had to learn a new and complex skill today,

668
00:25:46.388 --> 00:25:50.610
I would just worry about the process,

669
00:25:51.050 --> 00:25:52.231
not the product.

670
00:25:52.907 --> 00:25:53.568
In other words,

671
00:25:53.608 --> 00:25:57.371
the process is how many hours a day can you work on this?

672
00:25:57.891 --> 00:25:58.512
You know,

673
00:25:58.552 --> 00:25:59.573
is it half an hour?

674
00:25:59.913 --> 00:26:00.874
Is it two hours?

675
00:26:01.154 --> 00:26:05.717
And then set up a process so you work each day with that.

676
00:26:06.178 --> 00:26:12.903
And the first couple of days will be really uncomfortable because if it's new and you're not familiar with it,

677
00:26:12.983 --> 00:26:15.826
you'll be doing the imposter syndrome thing.

678
00:26:16.246 --> 00:26:19.449
But then you'll see within a few days,

679
00:26:19.589 --> 00:26:22.171
your mind will start rewiring.

680
00:26:22.451 --> 00:26:28.795
and you'll start on the path to the new future you're envisioning for yourself.

681
00:26:28.796 --> 00:26:28.996
Yeah,

682
00:26:29.096 --> 00:26:30.277
these are brilliant advice.

683
00:26:30.497 --> 00:26:35.820
It reminds me of a quote by Winston Churchill that I've heard not that long ago that says,

684
00:26:36.141 --> 00:26:38.302
if you don't take change by the hand,

685
00:26:38.702 --> 00:26:40.203
it will take you by the throat.

686
00:26:40.604 --> 00:26:42.125
I think in our current environment,

687
00:26:42.425 --> 00:26:47.649
it is clearly the process of learning to learn and adapting to change that will make the difference.

688
00:26:48.289 --> 00:26:51.011
Which leads me to the last question about the future.

689
00:26:51.379 --> 00:26:52.340
say 2050.

690
00:26:53.180 --> 00:27:00.605
Do you see a world where humans are essentially augmented by AI-powered Neuralink chips in their brains?

691
00:27:01.586 --> 00:27:02.707
And also linked to that,

692
00:27:03.007 --> 00:27:07.410
you talked about this idea of learning progressively over time.

693
00:27:07.750 --> 00:27:10.212
But before we get to the Neuralink dystopian world,

694
00:27:10.552 --> 00:27:14.555
there might also be a process almost similar to Socrates'

695
00:27:14.715 --> 00:27:15.295
meiotics,

696
00:27:15.956 --> 00:27:19.118
which was a process of questions and answers with,

697
00:27:19.138 --> 00:27:19.538
let's say,

698
00:27:19.678 --> 00:27:20.839
an agentic AI.

699
00:27:21.611 --> 00:27:26.194
where you partner with the AI to help you retrieve,

700
00:27:26.394 --> 00:27:26.754
test,

701
00:27:27.034 --> 00:27:30.836
imagine answers without getting the full answer right away.

702
00:27:31.156 --> 00:27:35.178
So that could be a transitory period of fast tracking the learning process,

703
00:27:35.399 --> 00:27:35.879
if you will.

704
00:27:36.219 --> 00:27:38.080
Any thoughts on these two ideas?

705
00:27:38.620 --> 00:27:39.001
I think,

706
00:27:39.801 --> 00:27:40.741
in essence,

707
00:27:41.202 --> 00:27:50.187
there are already profound glimmers that in the future we will be able to have something like an implant.

708
00:27:51.027 --> 00:27:51.788
as needed.

709
00:27:52.368 --> 00:27:54.430
There's even in mice,

710
00:27:54.490 --> 00:28:06.820
they have even more or less replaced the hippocampus and programmed a artificial hippocampus and the mouse is able to do some simple things with its artificial hippocampus.

711
00:28:07.741 --> 00:28:08.962
But at the same time,

712
00:28:09.743 --> 00:28:12.525
there is so much we do not know about the brain.

713
00:28:12.945 --> 00:28:15.087
It's absolutely stunning.

714
00:28:16.248 --> 00:28:19.631
And even the state of education Thank you.

715
00:28:20.019 --> 00:28:25.562
Sometimes medicine has made profound leaps since the

716
00:28:26.743 --> 00:28:30.885
1800s. They've really gotten on board with the scientific method.

717
00:28:31.445 --> 00:28:35.647
And the result is not a perfect system by any means.

718
00:28:35.728 --> 00:28:36.648
But surely

719
00:28:37.028 --> 00:28:40.250
I would rather be born today than in the

720
00:28:41.210 --> 00:28:42.191
1800s if it came to,

721
00:28:42.771 --> 00:28:43.011
you know,

722
00:28:43.091 --> 00:28:45.213
having any kind of medical condition.

723
00:28:45.853 --> 00:28:46.433
However,

724
00:28:47.374 --> 00:28:49.515
education is not like that.

725
00:28:49.795 --> 00:28:53.437
education is not based on the scientific method.

726
00:28:54.078 --> 00:29:00.121
It's often based on political factions thrashing things out between one another.

727
00:29:00.842 --> 00:29:04.264
It's based on professional jealousies.

728
00:29:04.344 --> 00:29:11.988
And there's a lot of challenges in education that arise from the fact that it's not on a solid,

729
00:29:12.489 --> 00:29:14.330
well-grounded scientific footing.

730
00:29:15.250 --> 00:29:16.171
So it's you

731
00:29:16.291 --> 00:29:19.396
If you're thinking that people are going to learn through neurochips,

732
00:29:20.017 --> 00:29:20.919
there's so much.

733
00:29:21.890 --> 00:29:32.515
change that has to occur in the underlying educational systems before we can even think about neural link chips being able to,

734
00:29:32.795 --> 00:29:35.916
even if we get them to work appropriately,

735
00:29:36.656 --> 00:29:37.597
we also just,

736
00:29:38.177 --> 00:29:44.540
there's a lot of really inertia in large educational systems.

737
00:29:44.760 --> 00:29:48.021
And if we have neural link Chips?

738
00:29:48.681 --> 00:29:49.602
It may be a few,

739
00:29:49.902 --> 00:29:50.082
but...

740
00:29:50.162 --> 00:29:52.703
But as one science fiction author had said,

741
00:29:53.183 --> 00:29:54.663
the future is already here.

742
00:29:54.863 --> 00:29:57.284
It's just distributed unevenly.

743
00:29:57.484 --> 00:30:02.265
And I think these chips will be distributed quite unevenly.

744
00:30:03.186 --> 00:30:03.626
But boy,

745
00:30:03.786 --> 00:30:06.086
I would love to be here in about 500 years,

746
00:30:06.146 --> 00:30:06.607
I think,

747
00:30:07.007 --> 00:30:09.127
to see what will unfold.

748
00:30:10.348 --> 00:30:10.528
Yeah,

749
00:30:10.888 --> 00:30:19.090
there is either the utopian world of AI and human working hand in hand and the dystopian version of a Frankenstein.

750
00:30:19.586 --> 00:30:21.808
where we may be working for the machines.

751
00:30:22.048 --> 00:30:23.489
But let's stay optimistic,

752
00:30:23.749 --> 00:30:24.390
I suppose.

753
00:30:25.010 --> 00:30:26.191
That's a good idea.

754
00:30:26.892 --> 00:30:27.312
Brilliant.

755
00:30:28.053 --> 00:30:29.034
Thank you so much,

756
00:30:29.094 --> 00:30:29.334
Barb,

757
00:30:29.414 --> 00:30:33.137
for your insight and advice on how to learn how to learn.

758
00:30:33.978 --> 00:30:36.760
I'll make sure to put some of them in practice myself.

759
00:30:37.380 --> 00:30:39.462
It's been a pleasure having this discussion with you.

760
00:30:39.962 --> 00:30:43.045
Take care and looking forward to catching up in the future.

761
00:30:43.765 --> 00:30:44.166
Thanks much.

762
00:30:50.514 --> 00:30:51.154
To close,

763
00:30:51.534 --> 00:30:52.775
and to all our listeners,

764
00:30:53.035 --> 00:30:58.696
whether you're a biological organism breathing oxygen or a crawler bot indexing the script,

765
00:30:59.257 --> 00:31:00.137
keep learning.

766
00:31:00.717 --> 00:31:01.637
Maybe plant a tree.

767
00:31:02.217 --> 00:31:03.538
It's getting a little warm in here.

768
00:31:03.998 --> 00:31:06.959
I'll leave you with a thought from futurist Alvin Toffler.

769
00:31:07.779 --> 00:31:08.799
The literates of the

770
00:31:09.360 --> 00:31:13.281
21st century will not be those who cannot read and write,

771
00:31:13.821 --> 00:31:15.061
but those who cannot learn,

772
00:31:15.721 --> 00:31:16.222
unlearn,

773
00:31:16.682 --> 00:31:17.262
and relearn.

774
00:31:21.422 --> 00:31:24.464
Thank you for listening to this episode of 2050 Investors.

775
00:31:24.845 --> 00:31:28.407
And thanks to Barbara for her incredible insights and perspectives.

776
00:31:28.968 --> 00:31:32.951
I hope you've enjoyed this episode on the human brain and the future of learning.

777
00:31:35.512 --> 00:31:37.734
You can find the show on your regular streaming apps.

778
00:31:37.954 --> 00:31:38.935
If you enjoy the show,

779
00:31:39.335 --> 00:31:40.696
help us spread the word.

780
00:31:41.197 --> 00:31:42.598
Please take a minute to subscribe,

781
00:31:42.998 --> 00:31:43.338
review,

782
00:31:43.518 --> 00:31:46.220
and rate it on Spotify or Apple Podcasts.

783
00:31:46.841 --> 00:31:48.402
See you at the next episode.

784
00:31:56.014 --> 00:31:58.798
While the following podcast discusses the financial markets,

785
00:31:59.058 --> 00:32:01.982
it does not recommend any particular investment decision.

786
00:32:02.323 --> 00:32:05.286
If you are unsure of the merits of any investment decision,

787
00:32:05.667 --> 00:32:07.770
please seek professional advice.

